Products & Services
COMMERCIAL AUTO LIABILITY
When an accident occurs, you need
POLARIS+ PROTECTION
Accidents happen, and when they do, you need to be prepared. Commercial Auto Liability insurance is the part of your trucking insurance policy that responds when your truck is involved in an accident with another party. Auto Liability will safeguard your business by covering the cost of damage to other people’s vehicles and property, medical expenses related to the accident, and your legal defense if your company is sued.
Who needs commercial auto liability insurance?
When a truck driver hits another vehicle on the road, the motor carrier may be responsible for paying for the damages that arise from the accident.
YOU NEED TRUCKING AUTO LIABILITY COVERAGE IF YOU:
Own or operate a commercial truck or company vehicle
Provide hauling or freight services
Transport or deliver goods
What does auto liability cover?
When your employees are responsible for causing an accident with an insured vehicle, Commercial Auto Liability protects you in two ways:
Bodily Injury protection covers health-related costs resulting from injuries or fatalities. This includes expenses for medical treatment, hospitalization, rehabilitation, physical therapy, extended nursing care, lost wages, funeral services, and compensation for pain and suffering. Additionally, it provides for your legal defense if your organization faces a lawsuit.
Property Damage protection addresses the costs of repairing or replacing property damaged during an incident. This encompasses structures, signage, and personal belongings. It also includes coverage for your legal representation in case of a lawsuit against you.
Why choose Polaris+ Protection?
Risk Management
Our Polaris+ Prevention is renowned as one of the best in the industry. With advanced telematics and verbal driver coaching as its base, our program takes a holistic approach to risk management. We’ve made it our mission to protect our customers from nasty scrapes and stumbles that can easily be prevented through proper safeguarding.
Claims services
We stand at your side through the entire process of filing a claim, assessing damages, and getting repairs done quickly. Our exceptional claims service is fast, aggressive, and professional – because every moment your truck is on standby is lost earning for you.
Industry Experience
20 years of experience means we know everything there is to know about writing commercial fleet insurance, so you can be confident that there are no gaps in your policy. We ensure your operation is smooth and growth-ready
.